Lithuanian-American Community For Over 28 Years
| Taupa's Rates |
| Interest rates effective Feb 18, 2010 and are subject to change |
| Savings |
| Interest | APY | |
| Regular Savings | 0.50% | 0.50% |
| Money Market | 0.75% | 0.75% |
| CD's and IRA's | ||
| $500.00 min 6 Months | 1.00% | 1.00% |
| $500.00 min 12 Months | 1.29% | 1.30% |
| $500.00 min 24 Months | 1.64% | 1.65% |
| $500.00 min 36 Months | 1.88% | 1.90% |
| Now Accounts | ||
| $700.00 min | 0.25% | 0.25% |
| $2,500 min | 1.00% | 1.00% |
| Loans |
| Loans | Interest |
| Master Card | 9.96% - No Annual Fee |
| Personal* | 10.00% |
| New Car (36 months) | 5.50% |
| New Car (48 months) | 5.75% |
| New Car (60 months) | 6.00% |
| Used Car (less than 2 yrs old) | .50% over new car rate |
| Used Car (less than 3 yrs old) | 1.00% over new car rate |
| Used Car (over 3 yrs old) (max. 36 months) | 7.00% |
| *0.25% rate discount applies for direct deposit accounts. | |
| Passbook Loan - Up to 95% of secured funds-rate is 2% over cert. of deposit | |
| Home Equity - Prime Rate + 0.75 (Currently 4.00%)---- Floor rate 3.00% | |
| Mortgages - Call for down payment requirements. | |||
| Adjustable Rate with closing costs | |||
| Rate | |||
| One Year ARM* | 4.00% | with closing costs/ 0 points | |
| Three year ARM | 4.25% | with closing costs/ 0 points | |
| Five Year ARM | 4.50% | with closing costs/ 0 points | |
| Adjustable Rate with no closing costs | |||
| One Year ARM* | 4.50% | no closing costs/ no points | |
| Three Year ARM | 4.75% | no closing costs/ no points | |
| Five Year ARM | 5.00% | no closing costs/ no points | |
| *One year adjustable, owner occupied | |||
| Fixed Rate | |||
| 15 and 30 Year - Call for information | |||